Real Estate Law for Jefferson County, St. Louis, & Surrounding Counties
Real Estate Transactions
Any real estate sale or purchase is an opportunity to capitalize on your investment and benefit financially if done properly. A hasty or flawed transaction can have the opposite effect. If you are considering a real estate transaction, a knowledgeable real estate lawyer can help with evaluating the terms of the agreement. We help buyers and sellers of both residential and commercial real estate transactions.
If you have been threatened with the foreclosure of your home or commercial property, you are likely feeling overwhelmed, stressed, and fearful of the future. These are understandable feelings to have when your biggest financial asset is on the line. Westhoff Law, LC can help you take stock of the situation and determine whether your case qualifies as a wrongful foreclosure and if so, take the appropriate legal steps to rectify the situation.
What Constitutes Wrongful Foreclosure?
A wrongful foreclosure usually happens as a result of a lender initiating a nonjudicial foreclosure action when there is simply no legal cause. This is a classic predatory move that benefits the lender at the expense of the homeowner or borrower. Examples of wrongful foreclosures include, but are not limited to:
- Processing errors that report false late or missed mortgage payments
- Banks recommending the borrower stop paying a mortgage in order to qualify for a loan modification
- Exorbitant hidden fees and add-on mandatory expenses that bloat the total cost of mortgage payments to an unaffordable degree
- Initiating foreclosure before all other options have been exhausted
- Initiating foreclosure without providing all necessary paperwork and documentation
Injunctions & Damages
If you believe your lender is unlawfully foreclosing on your property, we can help you file an emergency injunction that will halt the foreclosure process until all legal issues can be resolved. We will simultaneously file a wrongful foreclosure lawsuit against the predatory lender in question and attempt to prove their wrongdoing. When we are successful in stopping the foreclosure and winning the suit against the lender, we can seek damages for any loss in property value, emotional distress, illegal action, and your legal fees.